Real-world risk management solutions that protect your interests.
Most states require you to purchase Workers’ Comp coverage in the event you or a worker experiences a workplace injury. It can help cover expenses for medical treatment, lost wages, and other costs.
No matter your industry, if you want to cover risks which affect almost any business, you need General Liability insurance. It’s the most common insurance for small businesses and self-employed professionals.
Whether you own your free standing building, lease an office or work at home, Commercial Property insurance protects your business' physical assets such as the building, its contents and any outdoor fixtures.
How would you keep your business afloat if you were forced to temporarily close? Business income (interruption) coverage can help replace income during the period of restoration.
EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. These claims impact all sizes of organizations and your company is not immune to such lawsuits.
Large or small, every business runs on technology, which means you face cyber risks. Cyber Liability insurance provides your business with coverages to help protect you from data breaches and other cyber security issues.
Product Liability insurance can help protect you if your business faces a lawsuit from the fallout that occurs in the event your product causes injury or other damage to third parties, even if a product is used incorrectly.
Product recall insurance protects companies from financial loss and bankruptcy resulting from the recalling of a product that poses severe health risks and/or death to users of the product.
Pollution Liability insurance policies cover claims from third parties against bodily injury and property damage caused by hazardous waste materials released during a company's business operations.
Marine Cargo insurance should form an integral part of your business strategy, if you are importing or exporting products, if you source raw materials or distribute or sell manufactured goods overseas.
Directors and Officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or organization.
Fiduciary liability insurance protects your company against fiduciary mismanagement. Essentially, the policy protects parties against liability for managing or administering employee benefits plans.
Errors and Omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.
Professional Liability insurance (E&O) provides protection from unexpected expenses if you’re accused of a professional mistake. It also protects your business against civil lawsuits and negligence claims.
Every year, approximately 2 million Americans fall victim to workplace violence. Employers can be held liable for workplace violence cases under certain circumstances, making it an imperative that you protect yourself and your company from any fall out.
If you or your employees are involved in an accident, Commercial Auto insurance will protect your business from unexpected expenses, no matter whether you’re driving a single work truck or a small fleet of delivery vehicles.
A Commercial Umbrella policy adds an additional layer of protection to help safeguard your assets in the event you’re faced with the catastrophic impact of a large claim or lawsuit.
If there is loss or damage to your customers’ property, Bailee’s coverage can cover losses due to fire, lightning, theft, burglary, robbery, windstorm, explosion, collision, floor, sprinkler leak, earthquake, strike and damage or destruction in transportation.
Accounts receivable insurance is designed to protect your business from non-payment of commercial debt. It covers your business against losses your business might experience caused by the inability to collect payment from a customer for a variety of reasons.
PEO's help companies consolidate HR activity, share risk and find more cost effective solutions for benefits and Work Comp. The right PEO solution will assist you outsource your HR functions, including employee benefits, compensation and payroll administration, workers' compensation, and employment taxes.
Abuse liability insurance protects employees, directors, officers and volunteers of an organization against actual, alleged, or threatened abuse, molestation or exploitation by anyone to any person while in your care, custody or control.
A group health insurance plan helps you and your employees pay for health care expenses. Businesses with one or more employees are eligible to purchase group health insurance.
Key Man insurance compensates the business when a key person like a top executive or another critical individual becomes terminally or critically ill, or dies and can no longer fulfill their role.