Theme 76

How To Lower Your Experience Modifier Rate

Lowering your Experience Modification Rate is a long process that starts with a safety plan, actionable steps to improve safety, and training to ensure that employees are safe on the job. You will need to set realistic goals and work tirelessly alongside employees and managers to lower the frequency and severity of injuries. Contractors have options for improving (i.e. reducing)…
Read More »

How To Lower Your Experience Modifier Rate

Lowering your Experience Modification Rate is a long process that starts with a safety plan, actionable…
Read More »

What Is An Experience Modifier Rate (EMR)?

An EMR or experience modification rating (also called a XMOD rating or factor) is used to…
Read More »

How is Your Workers’ Comp Rate Calculated?

Whether you are a small, medium or large-size company, one of the most basic costs of…
Read More »

IN: How Does My Experience Mod Affect My Premiums?

Dear Valued Customer, Workers' Compensation insurance is available in all 50 states, and a legal requirement…
Read More »

Protect Your Business and Thrive

Get Insurance Review